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engage.finance

Our Finance Solutions in the UK and Internationally

NO CREDIT HISTORY? YOU CAN STILL TRADE SECURELY.


A Letter of Credit or Bank Guarantee isn't always available, especially for buyers and sellers without an established credit history. That doesn't mean you're stuck trading on trust alone.

A segregated escrow or trust account, held by a neutral third party until agreed contractual conditions are met, closes that gap. Our Paymaster service runs on exactly this structure: funds held securely, released only once both sides' conditions are satisfied, a cost-efficient, streamlined alternative to traditional bank instruments for high-value, cross-border trades.

If your company lacks the credit history for traditional trade finance, or you simply want a faster, lower-cost way to bridge trust between buyer and seller, contact us.




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ARE YOU TRADING SAFELY?


Most RWA buyers of commodities don't get burned by sellers, they get burned by introducers. Well-meaning, but without the banking, logistics, or compliance depth to validate a deal before it collapses.

Engage works differently. ICC-compliant structuring, bank-to-bank settlement, and CIF/FOB execution built around vetted title holders, trade finance banks, and licensed logistics, payment, and insurance partners, not promises.

We've helped buyers and sellers avoid fraud and execute repeat transactions for years, because we only work with counterparties we'd put our own name behind.

If you're a genuine RWA buyer of commodities, let's talk.

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COMMERCIAL FINANCE: GOING IT ALONE, OR USING AN ADVISOR?


Business Owners, you're not restricted to your bank manager anymore, even though most still only ever ask one. Over half of UK SMEs approach just their main bank when seeking finance, and only 44% of bank loan applications succeed.

Finance is vital to your business. Don't limit your options to the one lender who said no.

We have access to a wider range of finance sources and lenders, including ones that will fund a deal others won't. We know where to go, who to talk to, how to negotiate the right terms, and how to handle the application, saving you time and money.

For commercial finance in the UK and internationally, contact Engage.

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LARGE SCALE PROPERTY FINANCE: £8M+ 

Complex or structured property funding, the kind that doesn't fit standard lender criteria, needs a partner who specialises in exactly that, not a generalist broker.

We source Bridging, Development, and Term Loan solutions from £8m upward, for projects in the UK, EU, US, and UAE, structured to bridge the gap between short-term funding pressure and long-term project success. New development, refinance, or complex multi-jurisdictional projects, our specialist lenders move quickly and flexibly to get deals done.

If your project is £8m+ and needs structured funding, contact Engage. We work with specialist lenders ready to fund eligible projects.



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BRIDGING LOANS

I came across some business leaders who were not aware of the power of bridging when used for the right purpose. And, no, it is not restricted to buying a property. You will find a high level overview below. I hope it is useful.

WHAT IS A COMMERCIAL BRIDGING LOAN?
A short-term funding option secured against an asset, typically a residential or commercial property, which is generally used to bridge the gap while long term borrowings are obtained.

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TRADING NATIONALLY OR INTERNATIONALLY?

Traditional banks aren't always built to bridge the trust gap between buyers and sellers, especially across borders. That gap shows up as slow approvals, rigid lending criteria, and limited protection against financial crime or operational disruption.
At Engage, we help businesses access capital, lines of credit, and risk management tools designed specifically for that gap alongside practical safeguards against internal and external fraud.
If your growth is being held back by access to capital or exposure to risk, send us a direct message. We'll talk through what's actually available to you (subject to eligibility).

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INVOICE FINANCE

Rising business costs can start to impact business profitability, which could have a negative impact on cash flow.


It is imperative that business owners have the best and most appropriate funding in place to ensure they are robust enough to meet these challenges.

Accessing immediate cash from your debtors, through invoice finance, can have a positive effect on cash flow and relieve a lot of headaches and concern for business owners.

Invoice Finance is not right for every business, however, in our opinion, it could certainly help a lot of businesses.

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CONSTRUCTION FINANCE: PAID ON SUBMISSION, NOT ON CERTIFICATION


Long payment terms and late payments are the norm in construction, and they hit working capital hard, especially when contractors and subcontractors are managing multiple live projects at once.

Most lenders only fund once an Application for Payment is certified. We work with specialist lenders who fund against both Certified and Uncertified Applications for Payment, meaning you can access funds as soon as you submit, not weeks later once it's been signed off.

That certainty over available funds means you can manage current projects and take on new ones without cash flow holding you back.


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BANKRUPTCY - INSOLVENCY

Are you facing risk of Bankruptcy or Insolvency?


The majority of loans we arrange at Engage are to help businesses get off the ground or grow, however every now and then we encounter a business that is struggling or is no longer viable. It may be that an exit can not be achieved cleanly or that a buyer can not be found.

If you are a director of a company facing these challenges and need to borrow money, Engage can help directors to buy back their business.


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YOUR CURRENT BANKING

Does your bank have best-fit products and services to help you and your business?


Traditional financing is becoming more important in the current market. It is crucial to understand all your options to best support your business's growth.

At Engage, we help progressive SMEs fuel their fast growth by assessing if their business sits in the correct part of the bank to access the appropriate products and services needed to deliver their ambitious expansion plans in the UK and Internationally (subject to eligibility).

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OVERSEAS & LENDING

Are you UK based looking to secure funds overseas for your business, your property project or your clients? 


Are you based overseas looking to secure finance to support your business, your property project or your clients?

Global access to finance is important in the current cross-border market. It is crucial to understand all your options to best support your growth.

At Engage, we provide finance solutions in the EU, Asia, US, Canada and other jurisdictions (subject to eligibility).


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CORPORATE SERVICES

Is your company expanding across borders? 


At Engage, we focus on solving problems by leveraging all types of financial products, however, through our partnerships with Corporate Transactions Firms, we offer a specialist service that matches growth-focused companies with a Worldwide Network of Professional Investors and Business Specialists.


Global access to finance is important in the current cross-border market. It is crucial to understand all your options to best support your growth (subject to eligibility).


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